Optometry Services

We offer the a number of exams, treatments, and optical services including:

OCT Machine

We also offer discounts on sunglasses with the purchase of a year supply of contact lenses, and great discounts on a second pair of glasses.



Accepted Insurance and Payment Methods


Vision and Medical Insurance

  • Medicare

  • VSP (Vision Service Plan)

  • Eye Med

  • MES (Medical Eye Services)

  • All PPO health insurances

  • Check with our staff for other medical of vision insurance plans

Payment Methods

  • FSA, HSA pre-tax plans

  • Cash

  • All major credit cards (including American Express and Discover)

  • Care Credit

  • Personal Checks




Do I use vision or medical insurance for my visit?

The eyes are unique in that they have two very separate components: their visual ability, and their health.

Depending on the primary reason for the visit, either vision or health insurance will cover the visit.

  • Vision Insurance: This covers routine vision exams, including finding prescriptions for glasses (and in some cases contact lenses), as well as eye health exams where we screen for a wide variety of conditions such as macular degeneration, glaucoma and cataracts.

  • Medical Insurance: This covers eye health emergency visits such as trauma, foreign objects in eyes, pink eye, and dry eye. Medical insurance also covers the treatment of chronic conditions such as glaucoma. 

If you are unsure, just ask our receptionist.

Insurance Cover

Midtown Optometry Consultations

For routine eye care, we will bill your vision insurance on your behalf.

We are contracted with almost all vision insurance plans as well as many health insurance groups.

Our staff will be happy to help guide you through the process and utilize the proper insurance.

For medical visits relating to your eye health, we are able to bill any PPO insurance including Medicare.

While there are fully covered options available, most insurance plans will require an out-of-pocket payment for overages on premium lenses and frames.

No need to leave downtown Santa Cruz.

At Midtown, eye care is convenient and hassle-free, because we care!

Can I send you records of my eye history to-date?

Yes, you can!

If you have previous records including medical eye evaluations, glasses or contact lens prescriptions or other optometry or ophthalmology notes, you can send those to us or bring them when you come to visit us at Midtown Optometry.

Baseline tests will help us better manage any eye conditions, and a contact lens or glasses history will allow us to understand how your vision has changed over time.  

For contact lens wearers, it is also useful to bring the boxes from the contact lenses you are currently wearing since this will save you a follow-up visit.

Often we have new lenses available in your prescription if we need to give free trials to evaluate changes.



Other Midtown Eye Care Optometry Services